Tools For Home Buying

Why should you use a mortgage broker?
 According to a 2004 study by Wholesale Access Mortgage Research and Consulting, Inc., two of every three mortgage applications are originated by a mortgage broker. Brokers provide extraordinary service to consumers through the rural outreach typically overlooked by the banks and large mortgage companies located in major metropolitan areas. As small business people, mortgage brokers are looked upon as advocates for the consumer who understand the pressures and rigors of Maine home ownership.Please be sure to read these Steps to take before buying a home.

Mortgage brokers help save money!
The new Georgetown University Credit Research Center Study shows how mortgage brokers help save money by helping home buyers lower their annual percentage rates!

Have a complaint? Check out what you should do.
Have you experienced a problem working with a mortgage broker? Click here.

Frequently Asked Questions
Here are a list of a frequently asked questions. Click Here
 

Shopping For a Mortgage?

Your Application May Trigger Competing Offers

If you apply for a mortgage, your inbox answering machine, and mailbox may fill up quickly with competing offers from other mortgage companies. It's .not that the company you applied to is selling or sharing your information. Rather it's that creditors - including mortgage companies - are taking advantage of a federal law that allows them to identify potential customers for the products they offer, and then market to them. The Federal Trade Commission, the nation's consumer protection agency, wants you to know why your application for a mortgage may trigger competing offers, how you can use them to your benefit, and how to stop getting them if that's your choice.
Click HERE for an informational PDF document!